November 2019 Newletter
C.U.R.E. Spotlight
Applying for Social Security Disability Benefits with Childhood Cancer
The Social Security Administration (SSA) offers financial assistance in the form of Social Security disability benefits to help people with disabilities and medical conditions cover the costs of their everyday living expenses. If your child has been diagnosed with cancer, disability benefits may be available to help your family’s financial situation.
There are two types of disability benefits that are available through the SSA: Social Security Disability Insurance (SSDI) and Supplementary Security Income (SSI). SSDI benefits are based on a person’s employment history and how much they pay into their employment taxes. This type of benefits is not applicable for children.
SSI benefits are based on a family’s financial need. To qualify for SSI benefits, the child must not have a high source of household income. The SSA will not count all income parents earn against the child when determining if he or she qualifies for benefits. You can learn more on income limits for childhood SSI benefits on the SSA’s website.
Medically, your child must also be expected to be ill from cancer and unable to go to school or partake in childhood activities for at least 12 months.
Through a program called “Compassionate Allowances”, children with specific types of serious cancers are eligible for a quick approval process through the SSA. These types of cancers include, but are not limited to:
· Child neuroblastoma
· Child non-Hodgkin lymphoma
· Osteoscarcoma
· Kidney cancer
Your child will also qualify for a Compassionate Allowance if one of the following conditions is met:
· The cancer is inoperable
· The cancer has spread to distant regions of your child’s body
· The cancer has returned despite initial treatment
If your child does not have a cancer that qualifies as a Compassionate Allowance, he or she can still be approved for disability benefits by medically meeting a childhood cancer listing in the SSA’s Blue Book. The Blue Book is a list of conditions that make a person eligible for disability benefits.
For childhood cancer, being eligible for benefits depends on the progression or stage the cancer, how long your child has had cancer, and how well your child responded to therapy. Eligible conditions include:
· Malignant solid tumors
· Lymphoma
· Thyroid gland cancer
· Retinoblastoma
· Malignant melanoma
· Leukemia
· And many more
Your child’s application for disability benefits will need to include all available medical evidence, such as treatment history for drugs and dosages, as well as records of surgeries and radiation therapies.
Finally, if your child can’t meet a regular Blue Book cancer listing, the symptoms of your child’s cancer treatment could qualify for disability benefits. Eligible side effects such as stomach problems, nausea, ongoing weakness, and brain and heart complications can qualify your child for disability benefits.
If your child’s condition does not match another listing in the Blue Book, they may still qualify for benefits by “functionally equaling” the listings. This means that you must demonstrate to the SSA that your child has limitations in at least two of six areas of function. The six areas of function are:
· Acquiring/Using information
· Attending to/Completing tasks
· Interacting with/Relating to others
· Moving around and using objects
· Caring for his or her own physical needs
· Health/physical wellbeing in general
Being as detailed as possible in your child’s disability benefits application will help demonstrate your child’s, as well as your family’s need for financial assistance during this difficult time.
You can apply for childhood cancer disability benefits in person at your local SSA office. To schedule an appointment, you can call the SSA toll-free at 1-800-772-1213.
This article was provided by Mark Steele of Disability Benefits Center, an organization dedicated to providing the public with information on the disability benefits process. Check out www.disabilitybenefitscenter.org, or email Mark directly (mts@ssd-help.org).
C.U.R.E. Spotlight
Meet Abby
My name is Abby and I am 11 years old. I am a 6th grader at Johanna Perrin Middle School in Fairport. I have two older brothers, Billy who is 16 and Ben who is 14. I enjoy playing soccer and spending time with family and friends. In December 2018, I was diagnosed with a brain tumor called Pilocytic Astrocytoma. I had surgery to place a shunt in my brain to drain the fluid built up by the tumor. I am currently undergoing chemotherapy to help shrink the tumor. When I am not having treatments, I like to travel with my family. My favorite places to go are Disney, Daytona Beach and on cruises.
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Bereavement Corner
DEATH IS NOTHING AT ALL
I have only slipped away into the next room
I am I and you are you
Whatever we were to each other
That we are still
Call me by my old familiar name
Speak to me in the easy way you always used
Put no difference into your tone
Wear no forced air of solemnity or sorrow
Laugh as we always laughed
At the little jokes we always enjoyed together
Play, smile, think of me, pray for me
Let my name be ever the household word that it always was
Let it be spoken without effort
Without the ghost of a shadow in it
Life means all that it ever meant
It is the same as it ever was
There is absolute unbroken continuity
What is death but a negligible accident?
Why should I be out of mind
Because I am out of sight?
I am waiting for you for an interval
Somewhere very near
Just around the corner
All is well.
Nothing is past; nothing is lost
One brief moment and all will be as it was before
How we shall laugh at the trouble of parting when we meet again!
~ Canon Henry Scott-Holland, 1847-1918,
Canon of St Paul's Cathedral